{"id":1718,"date":"2021-11-01T13:42:31","date_gmt":"2021-11-01T13:42:31","guid":{"rendered":"https:\/\/ctt-group.co.uk\/?page_id=1718"},"modified":"2021-11-01T13:43:21","modified_gmt":"2021-11-01T13:43:21","slug":"step-members","status":"publish","type":"page","link":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/","title":{"rendered":"STEP Members"},"content":{"rendered":"
\n\t
\n\t
\n\t\t\t<\/div>\n\t\t
\n\t\t\t
\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

Clive Ponder TEP<\/h3>\n\t\t\t\t\t\t\t\t

BSc (Hons) CEng FIMMM<\/h6>\n\t\t\t\t\t\t\t\t

Director<\/h4>\n\t\t\t\t\t\t\t\t\t

Clive graduated university in 1974 with a first-class degree in Mining Engineering, from there he joined the National Coal Board where he progressed through the line management ranks and became Colliery General…<\/p>\n\t\t\t\t\tFind out more<\/a>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

Clive Ponder TEP<\/h3>\n\t\t\t\t\t

Director<\/h4>\n\t\t\t\t\t

Clive graduated university in 1974 with a first-class degree in Mining Engineering, from there he joined the National Coal Board where he progressed through the line management ranks and became Colliery General Manager in 1986.<\/p>\n

At the age of 36, Clive was appointed as General Manager of Markham Colliery in Derbyshire. After leaving the mining industry Clive wanted to take a completely different career route and joined a company taking instructions for wills and associated documents.<\/p>\n

Over fifteen years ago, Clive set up his own company taking instructions for and processing wills and associated documents for his own clients. As well as his own work Clive was approached by a number of national organisations to train their staff and process all of their documentation. From this period Clive\u2019s company has written tens and thousands of client wills and maintain these in secure storage.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t

\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

Bob Massey TEP<\/h3>\n\t\t\t\t\t\t\t\t

BSc DipPFS<\/h6>\n\t\t\t\t\t\t\t\t

Director<\/h4>\n\t\t\t\t\t\t\t\t\t

Bob started his career\u00a0in\u00a01983 as a Financial Advisor;\u00a0after sailing through Sales Management\u00a0and\u00a0becoming the youngest ever Branch Manager for L&G at the age of 29, Bob has the\u00a0expertise, attitude and skills\u00a0to…<\/span><\/p>\n\t\t\t\t\tFind out more<\/a>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

Bob Massey TEP<\/h3>\n\t\t\t\t\t

Director<\/h4>\n\t\t\t\t\t
\n

Bob started his career\u00a0in\u00a01983 as a Financial Advisor;\u00a0after sailing through Sales Management\u00a0and\u00a0becoming the youngest ever Branch Manager for L&G at the age of 29, Bob has the\u00a0expertise, attitude and skills\u00a0to run his teams and advise clients on taxation and trusts.\u00a0<\/span>\u00a0<\/span><\/p>\n<\/div>\n

\n

Bob continues to work as an IFA and a Practising Trust and Estate Practitioner, TEP and believes that building a\u00a0trusted\u00a0relationship with their clients, coupled with the ability to\u00a0problem-solve\u00a0effectively,\u00a0will\u00a0help them\u00a0to\u00a0exceed their clients’ expectations.\u00a0<\/span>\u00a0<\/span><\/p>\n<\/div>\n

\n
\n

Bob works as one of the Founders and Directors and<\/span>\u00a0became a nationally recognised centre of excellence for\u00a0services\u00a0to their clients, protecting wealth and assets efficiently and effectively for their\u00a0families.\u00a0<\/span>\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n

\n

Bob’s mantra for all is,\u00a0“Let’s just exceed expectations of our clients in the services we offer.”\u00a0<\/span>\u00a0<\/span><\/p>\n<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t

\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

Charlotte Ponder TEP<\/h3>\n\t\t\t\t\t\t\t\t

LL.B (Hons)<\/h6>\n\t\t\t\t\t\t\t\t

Legal Director<\/h4>\n\t\t\t\t\t\t\t\t\t

Charlotte was appointed as the Legal Director in 2017 and holds a key responsibility in overseeing the running of the Processing and Admin Teams as well as ensuring that the day-to-day operations…<\/p>\n\t\t\t\t\tFind out more<\/a>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

Charlotte Ponder TEP<\/h3>\n\t\t\t\t\t

Legal Director<\/h4>\n\t\t\t\t\t

Charlotte was appointed as the Legal Director in 2017 and holds a key responsibility in overseeing the running of the Processing and Admin Teams as well as ensuring that the day-to-day operations run smoothly across the company.<\/p>\n

Charlotte became a full TEP in 2017 following completion of the STEP Diploma in Advising Vulnerable Clients, and she now regularly speaks at industry events and attends meetings with key stakeholders in the legal sector such as the Law Commission.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t

\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

Spencer Tattam TEP<\/h3>\n\t\t\t\t\t\t\t\t

BA (Hons) DipPFS<\/h6>\n\t\t\t\t\t\t\t\t

Technical Director<\/h4>\n\t\t\t\t\t\t\t\t\t

A Financial Adviser with over a decade of professional experience, Spencer has developed a career driving technical innovation within the financial planning and estate planning industry. Appointed Technical Director of CTT in…<\/p>\n\t\t\t\t\tFind out more<\/a>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

Spencer Tattam TEP<\/h3>\n\t\t\t\t\t

Technical Director<\/h4>\n\t\t\t\t\t

A Financial Adviser with over a decade of professional experience, Spencer has developed a career driving technical innovation within the financial planning and estate planning industry. Appointed Technical Director of CTT in 2017, Spencer has developed a reputation for technical expertise and is a renowned presenter throughout the industry.<\/p>\n

He is a full member of the Society of Trust and Estate practitioners with a STEP Diploma in Trusts and Estates in addition to being an IFA qualified to the DipPFS level.<\/p>\n

Spencer is highly regarded by his industry peers and widely respected for his innovative solutions and friendly, approachable nature. He enjoys nothing more than furthering the solutions developed for a wider audience of clients and is heavily involved in the technical development of the market-leading Legacy software.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t

\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

Lucy Towey TEP<\/h3>\n\t\t\t\t\t\t\t\t

DipPFS<\/h6>\n\t\t\t\t\t\t\t\t

<\/h4>\n\t\t\t\t\t\t\t\t\t

Lucy Towey is a Practice Manager. She is a full member of the Society of Trust and Estate Practitioners and has completed the STEP Diploma, As well as this, she is an…<\/p>\n\t\t\t\t\tFind out more<\/a>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

Lucy Towey TEP<\/h3>\n\t\t\t\t\t

<\/h4>\n\t\t\t\t\t

Lucy Towey is a Practice Manager. She is a full member of the Society of Trust and Estate Practitioners and has completed the STEP Diploma, As well as this, she is an IFA qualified to DipPFS level.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t

\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

Andrew Drakes TEP<\/h3>\n\t\t\t\t\t\t\t\t

<\/h4>\n\t\t\t\t\t\t\t\t\t\t

Andrew Drakes is a Technical Help Advisor. He is a full member of the Society of Trust and Estate Practitioners and has completed the STEP Diploma.<\/p>\n\n\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

Andrew Drakes TEP<\/h3>\n\t\t\t\t\t

<\/h4>\n\t\t\t\t\t

Andrew Drakes is a Technical Help Advisor. He is a full member of the Society of Trust and Estate Practitioners and has completed the STEP Diploma.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t

\n\t\t\t
\n\t\t\t\t\"\"\n\t\t\t<\/div>\n\t\t\t
\n\t\t\t\t

James Fisher TEP<\/h3>\n\t\t\t\t\t\t\t\t

DipPFS<\/h6>\n\t\t\t\t\t\t\t\t

<\/h4>\n\t\t\t\t\t\t\t\t\t

James Fisher works as a Financial Services Support. He is a full member of the Society of Trust and Estate Practitioners and has completed the STEP Diploma. As well as this, he…<\/p>\n\t\t\t\t\tFind out more<\/a>\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t

James Fisher TEP<\/h3>\n\t\t\t\t\t

<\/h4>\n\t\t\t\t\t

James Fisher works as a Financial Services Support. He is a full member of the Society of Trust and Estate Practitioners and has completed the STEP Diploma. As well as this, he is qualified to DipPFS level.<\/p>\n\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t<\/div>\n\t<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":414,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"acf":[],"yoast_head":"\nSTEP Members - CTT Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/\",\"url\":\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/\",\"name\":\"STEP Members - CTT Group\",\"isPartOf\":{\"@id\":\"https:\/\/ctt-group.co.uk\/#website\"},\"datePublished\":\"2021-11-01T13:42:31+00:00\",\"dateModified\":\"2021-11-01T13:43:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"CTT Group\",\"item\":\"https:\/\/ctt-group.co.uk\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"About\",\"item\":\"https:\/\/ctt-group.co.uk\/about\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Meet the Team\",\"item\":\"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"STEP Members\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ctt-group.co.uk\/#website\",\"url\":\"https:\/\/ctt-group.co.uk\/\",\"name\":\"CTT Group\",\"description\":\"Problem Solvers. Solution Providers.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ctt-group.co.uk\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-GB\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"STEP Members - CTT Group","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/","url":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/","name":"STEP Members - CTT Group","isPartOf":{"@id":"https:\/\/ctt-group.co.uk\/#website"},"datePublished":"2021-11-01T13:42:31+00:00","dateModified":"2021-11-01T13:43:21+00:00","breadcrumb":{"@id":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/step-members\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"CTT Group","item":"https:\/\/ctt-group.co.uk\/"},{"@type":"ListItem","position":2,"name":"About","item":"https:\/\/ctt-group.co.uk\/about\/"},{"@type":"ListItem","position":3,"name":"Meet the Team","item":"https:\/\/ctt-group.co.uk\/about\/meet-the-team\/"},{"@type":"ListItem","position":4,"name":"STEP Members"}]},{"@type":"WebSite","@id":"https:\/\/ctt-group.co.uk\/#website","url":"https:\/\/ctt-group.co.uk\/","name":"CTT Group","description":"Problem Solvers. Solution Providers.","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ctt-group.co.uk\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/pages\/1718"}],"collection":[{"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/comments?post=1718"}],"version-history":[{"count":4,"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/pages\/1718\/revisions"}],"predecessor-version":[{"id":1723,"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/pages\/1718\/revisions\/1723"}],"up":[{"embeddable":true,"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/pages\/414"}],"wp:attachment":[{"href":"https:\/\/ctt-group.co.uk\/wp-json\/wp\/v2\/media?parent=1718"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}