Skip to main content

Based in Leamington Spa, CTT Group was established nearly two decades ago, and provides multi-disciplinary support for the UK’s Professional Advisor Community.

View Our STEP Members

Clive Ponder

BSc (Hons) CEng FIMMM TEP

Director

Clive graduated university in 1974 with a first-class degree in Mining Engineering, from there he joined the National Coal Board where he progressed through the line management ranks and became Colliery General…

Find out more

Clive Ponder

Director

Clive graduated university in 1974 with a first-class degree in Mining Engineering, from there he joined the National Coal Board where he progressed through the line management ranks and became Colliery General Manager in 1986.

At the age of 36, Clive was appointed as General Manager of Markham Colliery in Derbyshire. After leaving the mining industry Clive wanted to take a completely different career route and joined a company taking instructions for wills and associated documents.

Over fifteen years ago, Clive set up his own company taking instructions for and processing wills and associated documents for his own clients. As well as his own work Clive was approached by a number of national organisations to train their staff and process all of their documentation. From this period Clive’s company has written tens and thousands of client wills and maintain these in secure storage.

Bob Massey

BSc DipPFS TEP

Director

Bob started his career in 1983 as a Financial Advisor; after sailing through Sales Management and becoming the youngest ever Branch Manager for L&G at the age of 29, Bob has the expertise, attitude and skills to…

Find out more

Bob Massey

Director

Bob started his career in 1983 as a Financial Advisor; after sailing through Sales Management and becoming the youngest ever Branch Manager for L&G at the age of 29, Bob has the expertise, attitude and skills to run his teams and advise clients on taxation and trusts.  

Bob continues to work as an IFA and a Practising Trust and Estate Practitioner, TEP and believes that building a trusted relationship with their clients, coupled with the ability to problem-solve effectively, will help them to exceed their clients’ expectations.  

Bob works as one of the Founders and Directors and became a nationally recognised centre of excellence for services to their clients, protecting wealth and assets efficiently and effectively for their families.  

Bob’s mantra for all is, “Let’s just exceed expectations of our clients in the services we offer.”  

Charlotte Ponder

LL.B (Hons) TEP

Legal Director

Charlotte was appointed as the Legal Director in 2017 and holds a key responsibility in overseeing the running of the Processing and Admin Teams as well as ensuring that the day-to-day operations…

Find out more

Charlotte Ponder

Legal Director

Charlotte was appointed as the Legal Director in 2017 and holds a key responsibility in overseeing the running of the Processing and Admin Teams as well as ensuring that the day-to-day operations run smoothly across the company.

Charlotte became a full TEP in 2017 following completion of the STEP Diploma in Advising Vulnerable Clients, and she now regularly speaks at industry events and attends meetings with key stakeholders in the legal sector such as the Law Commission.

Spencer Tattam

BA (Hons) DipPFS TEP

Technical Director

A Financial Adviser with over a decade of professional experience, Spencer has developed a career driving technical innovation within the financial planning and estate planning industry.

Appointed Technical Director of CTT in…

Find out more

Spencer Tattam

Technical Director

A Financial Adviser with over a decade of professional experience, Spencer has developed a career driving technical innovation within the financial planning and estate planning industry.

Appointed Technical Director of CTT in 2017, Spencer has developed a reputation for technical expertise and is a renowned presenter throughout the industry.

He is a full member of the Society of Trust and Estate practitioners with a STEP Diploma in Trusts and Estates in addition to being an IFA qualified to the DipPFS level.

Spencer is highly regarded by his industry peers and widely respected for his innovative solutions and friendly, approachable nature. He enjoys nothing more than furthering the solutions developed for a wider audience of clients and is heavily involved in the technical development of the market-leading Legacy software.

Andrew Houston

Chartered FCSI

Director

A chartered fellow of the Chartered Institute for Securities & Investment (CISI), Andrew has a reputation for excellence, professionalism and integrity and excels at achieving high-quality results for his clients in challenging…

Find out more

Andrew Houston

Director

A chartered fellow of the Chartered Institute for Securities & Investment (CISI), Andrew has a reputation for excellence, professionalism and integrity and excels at achieving high-quality results for his clients in challenging situations.

As a former professional rugby player and coach, Andrew brings the same energy and enthusiastic approach to his work at CTT Group, in addition to 32 years of experience in Wealth Management.
He thrives on building and developing teams and is respected for working collaboratively with others at all levels.

Andrew is a strategic leader who prides himself on providing exceptional customer service to his clients, being highly effective at turning unprofitable into profitable and using analytical reasoning to solve problems.

Anthony Mbanefo

LL.B (HONS), In-House Solicitor, Advanced Risk & Compliance Practitioner, TEP

Director, Group General Counsel

Anthony’s outstanding legal acumen is equalled by a genuine commitment to the development and success of his colleagues and our business.

An experienced law firm Partner, Anthony has developed a comprehensive career…

Find out more

Anthony Mbanefo

Director, Group General Counsel

Anthony’s outstanding legal acumen is equalled by a genuine commitment to the development and success of his colleagues and our business.

An experienced law firm Partner, Anthony has developed a comprehensive career driving strategic planning, marketing, and business development for high profile corporations.

In addition to his reputation as a transformational leader and trusted advisor, Anthony is collaborative, intuitive, and approachable. With over a decade of professional experience and a legal background gained entirely at partner level, Anthony brings a unique blend of expertise and experience to his role in the business, providing strategic advice to the CTT Group of companies.

Amy O’Keeffe

ACCA

Accountant and Director

Since becoming ACCA qualified at 22 years of age, Amy has developed her industry knowledge working for a large national accountancy practice and is now eager to apply her ambitions as…

Find out more

Amy O’Keeffe

Accountant and Director

Since becoming ACCA qualified at 22 years of age, Amy has developed her industry knowledge working for a large national accountancy practice and is now eager to apply her ambitions as a driving force behind CTT Accountancy.

Amy is incredibly dedicated and passionate about building strong, trusted client relationships, making dealing with finances as effortless as possible for her clients.  With a personal, hands-on approach, Amy is committed to understanding the pressures that clients face and offering tailored support.

From property to professional services, working with a diverse portfolio of clients has given Amy a wealth of experience providing high quality, client-focused accounting practices and advice within a number of industries.

Lucy Miles

DipPFS, TEP

Practice Manager and Director

With 15 years of experience working in the estate planning sector, Lucy has a full STEP Diploma in Trusts and Estates, and a Diploma in Regulated Financial Planning.

As Director of…

Find out more

Lucy Miles

Practice Manager and Director

With 15 years of experience working in the estate planning sector, Lucy has a full STEP Diploma in Trusts and Estates, and a Diploma in Regulated Financial Planning.

As Director of CEP IFA and Practice Manager of CTT Private Client, Lucy has cultivated a team of highly skilled advisers, who specialise in solving niche problems for high-net-worth clients, and providing technical advice on financial services, tax and trusts, investments, and pensions.

Lucy brings one hundred percent commitment to her role and strives to do all she can for clients and introducers alike, often forming strong relationships built on trust. She gains great satisfaction helping people at all stages of life and securing the best possible result for their financial futures.

Debbie Bates

Director

Debbie is the head of our Finance Department and has over 15 years of experience in accounts with the last 7 of those years primarily looking after client money accounts. Debbie has…

Find out more

Debbie Bates

Director

Debbie is the head of our Finance Department and has over 15 years of experience in accounts with the last 7 of those years primarily looking after client money accounts. Debbie has embraced the role as HOFA and is committed to ensuring systems and processes are in place to enable the company to comply with obligations imposed under the SRA Accounts Rules.